Digipark.com, through  e-onlinedata, is proud to offer access to the highest quality Credit Card Processing and Payment solutions. Featuring INSTANT ESTABLISHMENT of your Merchant ID Number, as soon as you submit the Online Application for your merchant account, your live Visa/MasterCard Merchant ID is issued to you and The Search is Over!

Guaranteed = Rates will NOT increase unless Visa/MC increases Interchange*

 

Become an e-onlinedata reseller
  • NO Application Fees
  • NO Annual Fees
  • NO Address Verification (AVS) Fees
  • NO Leasing
  • NO Termination Penalties*
  • 2.29% VISA/MasterCard Qualified Discount Rate
  • $0.30 per Transaction
  • $10.00 Monthly Service Fee (includes Monthly Statement)
  • $25.00 Monthly Processing Minimum
    See Explanation

    Explanation of the Monthly Minimum – A minimum amount you will be charged in relation to the Discount Fees (%) for your monthly Visa/MasterCard sales.

    You will pay the Monthly Minimum (for example $25) OR your Discount Fees (for example 2.29% x sales), whichever is greater.

    NOTE: You will never be charged the monthly minimum and your discount fees.

    Example 1 does not meet the minimum: you process $1000 in Visa/MC sales for the month. ($1000 x 2.29% = $22.90). You will be charged an additional $2.10 at the end of the month to meet the monthly minimum of $25. ($22.90 + $2.10 = $25)

    Example 2 meets the minimum: you process $1500 for the month. ($1500 x 2.29% = $34.35). You will be charged $34.35 in Discount Fees so you have easily met the monthly minimum of $25.

    NOTE: You will still pay the monthly Service Fee, monthly Gateway Access Fee and your Transaction Fees where applicable.

  • Toll Free 24/7 Tech Support and daily Customer Service Support
  • *60 written notice is required
Do you have questions? Give us a call 877.685.6271!
1. Select a Gateway and/or Credit Card Terminal
2. Tell Us About Yourself
Gateway
or
Terminal
One time set-up fee Access fee per month Technology fee per transaction
Authorize.Net $79.00 $15.00 $0.05 first 250 trans free monthly, then $0.05 each

*Visa/MC INTERCHANGE is the fee associated with exchange of transaction data between Acquiring and Issuing institutions in accordance with the Visa and MasterCard bylaws and rules. Interchange is the processing fee charged by Visa and MasterCard to charge the cardholders and pay the merchants. The interchange fee is actually paid to the bank that issued the card while the merchant’s bank is charged the interchange fee. Merchant transactions are gathered for processing every night, these transactions are routed to the cardholders to be charged, and merchants are credited accordingly.
Please Click Here to review our list of Prohibited and High Risk Merchant Types

The following Merchants/Industries are prone to higher levels of financial risk/liability. The first list contains High Risk Merchants that may require additional Underwriting procedures. The second list contains Prohibited Merchants, which we do NOT offer processing to.

High Risk Merchants/Industries

The following Merchant types are historically prone to higher levels of chargeback and fraudulent activity. While we are able to approve many of these accounts, there will be additional UNDERWRITING requirements.

  • 
Annual Memberships/Hosting
  • 
Internet Perfume Stores
  • Downloadable Software
  • Motivational and Self-improvement Courses
  • 
Non-Retail Pawn Shops
  • Seminars/Business Opportunity
  • Tanning Salons
  • Vitamin/Herbal Supplement Sales
  • Water Purification
  • Internet Jewelry Sales
  • Electronics including Laptops and Computers
  • Cellular Phones and Pagers
  • Legal Advice and Kits
  • Auto Accessories/Tire Rims
  • Medical Advice
  • Internet as “Seen on TV” Products

Prohibited Merchants/Industries

We do NOT provide Merchant Accounts for the following types of Merchants:

  • Business Practices Promoting Racism, Violence, Abuse, Discrimination or Other Immoral Activity
  • Adult Merchants of ANY KIND
  • Illegal products/activities of any kind
  • Intellectual Property Rights Violators
  • Escort or Dating Services
  • Internet Pharmaceutical Sales
  • Answering Services
  • Diet Centers
  • Investment Opportunities
  • Liquidators
  • Collection Agencies
  • Multi-level Marketing
  • Time Share Sales
  • Bankruptcy Lawyers/Firms
  • Travel Agencies
  • Adult Videotext Merchants
  • Long Distance Services
  • Pre-paid legal advice/services
  • Male or Female Sexual Enhancement Supplements or Products
  • Pre-Paid Phone Cards
  • Secure email services
  • Airline Tickets
  • Credit Repair Services
  • Drug Paraphernalia
  • Gambling Establishments
  • Lottery Sales
  • Massage Parlors (unless licensed for physical therapy)
  • Age Verification Services
  • Negative Option Billing
  • Cable box de-scramblers
  • Imitation Designer Handbags
  • Matrix Merchants
  • Knock off Athletic Shoes
  • Human Growth Hormones
  • Online Tobacco Sales
  • Extended Warranties
Merchant Services terms and conditions

To get started you must be the PRINCIPAL Owner/Executive of the business.

  1. Business must be located within the United States of America Canadian / International Merchants NOT Accepted
  2. US Federal Tax ID# (For Corporations / Non-Profit Organizations)
  3. US Social Security Number of the PRINCIPAL Signer *
  4. US Personal or Business Checking Account and Routing Numbers
  5. You must be 18 or older to be eligible to apply for a Merchant Account

IMPORTANT NOTE: To help the government fight the funding of terrorism and money laundering activities, Federal law and the Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, even if the business they represent is a Corporation or Non-Profit.

The Online Application Process:

  • AFTER completing the Online Application on the next page, you will instantly be presented with 1) the CARDHOLDER ELECTRONIC DATA STORAGE COMPLIANCE FORM and 2) your Congratulations page with your Schedule of Fees, Merchant ID Number (MID) and Toll Free Customer Support number.
  • The Congratulations page will contain detailed instructions on how to proceed.

DOCUMENTS:

  • Print, Initial and Fax the CARDHOLDER ELECTRONIC DATA STORAGE COMPLIANCE FORM, and …
  • Print, Sign (twice) and Fax your Congratulations page and Voided Check immediately please.
  • If you currently have a Merchant Account for this business, in order to EXPEDITE approval, please also fax your previous three (3) months complete Visa/MC Statements.
  • PLEASE FAX DOCUMENTS TO THE FAX# ON THE CONGRATULATIONS PAGE.

VOIDED CHECK:

  • If you have TEMPORARY Business or Personal CHECKS, or a Deposit Ticket/Slip, please have your bank write a BANK LETTER stating your business name (DBA), Account Number and Routing Number, and fax that to us (do not fax your temporary check for security reasons and Deposit Tickets/Slips are not an acceptable form of bank verification.).

IMPORTANT NOTE: Please contact your bank to ensure that the Routing Number from your account allows ACH transactions.

APPROVAL:

  • If you are an Internet merchant, as soon as your merchant account is approved, we will email your Payment Gateway Login ID and Temporary Password. However, if you process transactions, funds will not be released until we receive your signed Congratulations page and Voided Check.
  • If you are a Mail Order or Auction business planning to use the Virtual Terminal to key enter credit cards, you must include this information in the Additional Comments section.
  • If you are a Retail merchant purchasing equipment, it will be programmed and shipped to you upon approval. You will then receive a call from our Terminal Deployment team for training.

Net Daily Settlement of Visa/MasterCard sales is enjoyed by most of our merchants. This means that your V/MC sales minus processing fees are deposited directly into your checking account each business day. Only at the end of each month are your monthly fees debited.

Visa/MC INTERCHANGE is the fee associated with exchange of transaction data between Acquiring and Issuing institutions in accordance with the Visa and MasterCard bylaws and rules. Interchange is the processing fee charged by Visa and MasterCard to charge the cardholders and pay the merchants. The interchange fee is actually paid to the bank that issued the card while the merchant’s bank is charged the interchange fee. Merchant transactions are gathered for processing every night, these transactions are routed to the cardholders to be charged, and merchants are credited accordingly.

By completing the Application and accepting the Online Terms, you agree that: 1) the billing cycle for your merchant account will begin and you will need to inform us if you would like to cancel your application, 2) the “one time set up-fee” of your Payment Gateway as shown in the table above can be debited from your checking account when you receive your “APPROVED” email from Underwriting